Payment Policy

Accepted Payment Methods

• Major credit/debit cards: Visa, Mastercard, American Express, Discover.
• PayPal (where available).
• Apple Pay & Google Pay (subject to availability at checkout).

Payment Processing

• All payments are processed at the time of purchase.
• We use trusted, PCI-compliant third-party payment processors to handle card information securely. Omvariel does not store full card numbers on our servers.
• For recurring subscriptions or installment services (if offered), additional terms will be provided at checkout.

Currency & Taxes

• Prices are displayed in the currency shown on the site. Applicable taxes (e.g., VAT) will be calculated at checkout based on your shipping address and applicable laws.

Security

• We employ encryption (HTTPS/TLS) to protect data in transit. If you have any security concerns, contact service@omvariel.shop.

Refunds & Chargebacks

• Refunds are processed to the original payment method once approved. Processing times vary by payment provider.
• If you dispute a charge with your bank or card issuer, please contact us at service@omvariel.shop so we can resolve the issue together; chargeback investigations may require additional documentation.